Two old ladies, Dolly and Ruby, were sitting on a park bench

Two old ladies, Dolly and Ruby, were sitting on a park bench, chatting about their grandchildren.

Dolly sighed, “You know, every year, I send each of my grandkids a card with a nice, fat cheque inside. And you know what I get in return? Absolutely nothing. No thank-you calls, no messages, not even a measly emoji.”

Ruby chuckled, “Well, Dolly, I send generous cheques to my grandkids too, but I hear from them within a week of sending it. In fact, they all make a point to visit me in person!”

Dolly’s eyes widened. “Seriously? How do you manage that? What’s your secret?”

Ruby leaned in with a sly grin and whispered, “Oh, it’s very simple, my dear. I don’t sign the cheque.”